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“Retiring In America”

If you are a Federal Employee, you know that the Government offers a very generous benefits package, yet the package can also be very confusing. Understanding the best way to use your benefits and which ones to carry into retirement are also very important decisions. Unfortunately, you are typically only allowed one chance to make the right decision for you and your retirement.

California Retirement Plans (CRP) specializes in working with federal employees and has done so for over 30 years. We are constantly reviewing Federal Employee benefit procedures in order to stay up to date on the most current information. A solid understanding of these procedures is essential in understanding how to properly apply them to an individual’s personal financial circumstances.

CRP’s financial advisors carry the Chartered Federal Employee Benefit Counselor or ChFEBC designation. They are also members of Fed Resources, a national provider of federal benefits and financial education to active and retired federal employees based on the governments Office of Personnel Management (OPM) financial literacy and education initiative.

CRP provides current and retired federal employees with a benefit analysis called, “Federal Retirement Roadmap.” The entire goal of the roadmap is to aid employees in navigating through the complexities of the benefits package in order to make the best decisions for themselves and their families.

In the “Federal Retirement Roadmap” you will learn:
  • How to integrate your CSRS & FERS pension with Social Security to receive your maximum retirement income.
  • The difference between FEGLI & WEAPA and find out which one works best for your retirement needs.
  • How to best use your TSP to provide additional retirement income for both you and your spouse.
  • What the best HEHB healthcare choices are for you to take into retirement.
  • How to integrate Medicare with FEHB at age 65.
  • How to effectively integrate your spouse’s retirement benefits with your own.
  • Ideas that help protect the value of your TSP and other retirement accounts from market risk.
  • How to maximize your Social Security benefits for you and your spouse.
  • Ideas on reducing income taxes on Pension, Investment & Social Security income.

The objective of the “Federal Retirement Roadmap” is to educate and enlighten you about your benefit package, in order to make well-informed decisions.

This report is best suited for employees that are within five years of retirement or for those who have already retired.

To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, contact us at or call us at 661-631-4355 today!

By contacting us, you may be offered information regarding the purchase of insurance and investment products.

Andy Barkate, M.S.

Andy Barkate is the president of California Retirement Plans LLC and is a retirement planning advisor and counselor. He holds a Masters degree in Financial Planning, a designation held by less than 1% of those in the financial services industry.
Andy has been featured as a Financial On-Air Consultant for several TV and radio programs.
learn more about Andy

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The Social Security Decisions Report is provided for informational purposes only. It is not intended to provide tax or legal advice. By requesting this report you may be provided with information regarding the purchase of insurance and investment products in the future.