Whose Money is it anyway?

Sometimes things just don’t make sense. The governments new ruling on IRA transfers seems to be a solution looking for a problem. Hope you enjoy the read.

 

 

 

 

 

 

 

-Click on the image above to read the article.

-Andy Barkate

Is the Stock Market Rigged?

  High frequency traders probably wish they could stay in the shadows and not be seen for what they really are. This week’s column discusses HFT and Wall Street’s feeble attempt to present the facade of fairness.

 

 

 

 

 

-Click on the image above to read the article.

-Andy Barkate.

Is Washington Coming After Your Social Security Benefits?

They said they wouldn’t change Social Security for anyone over 50. Well, if their lips are moving….. President Obama’s 2014 budget proposal eliminates one of the most popular Social Security claim strategies by using the old worn-out class envy argument. I hope you enjoy the article, it should make you mad.

 

 

 

 

-Click on the image above to read the article.

-Andy Barkate

This Isn’t Your Father’s Insurance Policy

 If you wrote down the attributes of a “perfect investment”, they might include:

- Safety of principal

- Long-term growth

- Liquidity

- Tax-free income

Well, a properly designed investment life insurance policy with you all of that, and more.
They’re not exciting or sexy but they get the job done, and that’s the reason why astute investors have used them for years.
I hope you enjoy the article.
-Click on the image above to read the article.
-Andy Barkate

Pay Me Now or Pay Me Later

  When it comes to taxes, the old adage “there’s no free lunch” holds true. However, when it comes to investing for retirement the Roth IRA and Roth 401(k) come close. The attached article discusses some of the advantages of using a Roth account over their traditional counterparts.  I hope you enjoy the read.

 

 

 

 

-Click on the image above to read the article.

-Andy Barkate

The myRA: Why All the Excitement?

Explaining Obama's myRA  The myRA is the most recent retirement account coming out of Washington. The attached article discusses this new arrangement. After reading it you might be as unimpressed as I was.

 

 

 

 

 

 

 

-Click on the image above to read the article.

-Andy Barkate

Legacy Planning… After All it is Your Money

  Legacy and estate planning is tedious if not boring, but essential. After all, aren’t you the best one to decide who will receive your money after you’re finished using it? The attached article discusses some of the basics of estate planning.

 

 

 

 

-Click on the image above to read the article.

-Andy Barkate

Women and Retirement

 Planning for secure retirement has many challenges. However, women have unique circumstances that can make proper planning more important. The attached article discusses several factors women need to address when planning for their a long happy retirement.

 

 

 

 

 

-Click on the image above to read the article.

-Andy Barkate

The Cost of Retiring

How much will it cost to retire?

Answer: More than you think. Many individuals underestimate the income they’ll need after they’ve retired. The Rules-of-Thumb and conventional wisdom many rely on can get you in trouble.

It’s best to consider your individual needs and craft your plan.

Hope you enjoy this weeks column.

 

-Click on the image above to read the article.

-Andy Barkate

Annuity Myths

Annuities….. Yes I actually said annuities. What used to be very uncool has started to become chic. Annuities have been one of the fastest-growing areas among retirement minded investors. The attached article busts many of the myths that for years have surrounded annuities.

 

 

 

 

 

 

-Click on the image above to read the article.

-Andy Barkate

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