Why You Need a Roth IRA
Every now and then Congress does something helpful. When they established Roth IRAs, they created one of the most useful financial tools available today. If you know the rules and use them, the Roth can be an extremely useful financial instrument.
The attached article covers many of It’s benefits. Click on the image to view the article. Hope you all enjoy and remember to spread the word.
-Andy Barkate
6 Ways To Retire Without A Mortgage
For those of us who have a mortgage, eventually paying it off is something we all dream of. Having the money we usually spend on our mortgage available to us to use elsewhere, would be welcome. Especially at retirement.
The attached article discusses a few ways to achieve this dream. Click on the image above to read the article. Hope you all enjoy and remember to spread the word.
-Andy Barkate
Prepare For The Retirement Tax Bite
IRA accounts and company-sponsored retirement plans such as 401(k)s and profit-sharing plans are very popular ways to save for retirement. I never met anyone who didn’t like the tax deduction that these plans can provide. But there’s a dark side to these tax deductions, your only deferring tax. The contributions you put in your retirement plans are deferring taxes from today until sometime in the future. But make no mistake, eventually Uncle Sam will be there waiting with his hands out.
The attached article discusses the “future shock” that many retirees will face when they start pulling money from their retirement plans.
Click on the image above to read the article. Hope you all enjoy and remember to spread the word.
-Andy Barkate
7 Secrets You wont Learn From Social Security
Social Security is one of the many forms of income that we can expect to receive at retirement. But like most government programs it’s not as simple as it seems. There are many strategies and tactics involved in making the best decision as to when to take your Social Security income. Picking the right one can mean thousands of dollars of extra income over your lifetime.
The attached article discusses some of the approaches that could result in more money for you
Click on the image above to read the article. Hope you all enjoy and remember to spread the word.
-Andy Barkate
Taxes Deductions: Enjoy Them While They Can
As a nation, our revenues are approximately 40% less than our expenditures. It’s no wonder that our national debt has recently topped $15 trillion.
Therefore you shouldn’t be surprised when you hear that tax rates may be headed higher in the future. Many experts believe that several of the common tax deductions and preference items we now enjoy, may soon be extinct.
The attached article discusses numerous deductions that may be fine their way to the chopping block.
Click on the image above to read the article. Hope you all enjoy and remember to spread the word.
-Andy Barkate
Retirement In America ‘Endangered’
It’s no secret that most people have not prepared adequately for retirement. The attached article discusses some of the major developments taking shape regarding retirement issues. It will give you a good sense of some of the “big picture” items which will shape the retirement conversation for the next several years.
Click on the image above to read the article. Hope you all enjoy and remember to spread the word.
-Andy Barkate
7 Ways to Mess Up Retirement
We’ve all heard the stories of people, who for one reason or another have fallen on hard times after they’ve retired. There are many ways to mess up your retirement plans. Some are out of our control, but many common mistakes are caused by events or decisions which we do have control over.The attached article discusses a handful of these common mistakes which are easily avoided
Click on the image above to read the article. Hope you all enjoy and remember to spread the word.
-Andy Barkate
Investment Fraud Targets Older Americans
It never ceases to amaze me quantity and types of investment schemes that continually surface. Protect yourself by doing your homework before investing your money and dealing with a seasoned financial adviser. The attached article discusses some of the warning signs to be aware of.
Hope you all enjoy and remember to spread the word.- Andy Barkate
Top 10 Worst States To Retire In
If you’re looking for a great place to retire, here’s a few places to avoid. It’s nice to see that the great state of California didn’t make this list.
As more of us continue to moved down the road to retirement, where we retire can make a sizable difference in our standard of living. The attached article looks at some of the places you may avoid.
The Rules Of Retirement
The rules for retirement are changing. Many of the old axioms simply don’t apply anymore.This article discusses many of the changes that we may be facing down the road in retirement.
Click on the image above to read the article. Hope you all enjoy and remember to spread the word.
-Andy Barkate
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